Happy Monday, everyone, and Happy New Month of April. I’m looking forward to springtime, but not for my allergy flare-ups. Hopefully, this year, my allergies won’t be as bad as last year. Well, folks, it is blogging time again.
So, last month, I closed on my first real estate opportunity. A thirty-minute expectation turned out to be a three hour plus used of my time… Even though real estate is not my passion, an opportunity is an opportunity. My advice to everyone is to be careful what you wish for…
… especially if you are open-minded as myself… You may get what you want, but you may get it when you least expect it. What made me close on this deal. One word…. Ownership. The opposite of rental. I was sold on ownership.
Ownership. A choice. Let’s look at some of the choices we can make for our financial well-being with the pros and cons attached to them.
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Savings/Investing
Even though saving your money in a bank account is a wise move, you can get a very low return on your money. Unless you have tons of cash to save to reap the benefits, your money will only be safe in the hands of the banks. Pro: Your money is safe. Con: Very low returns. Investing in equity can be risky and volatile at best. Good news. If you have the stomach for losing, while winning can be very rewarding. You can get higher returns on your investments, and earnings can come in many ways. Pro: Higher returns. Con: Risky. Volitity may be brutal.
Job/Business
I don’t speak much on jobs since most people are experts here, and I do not promote jobs on my blog… Pro: The job risks are minimal, and job security can be had if you play by the book and get along well with others. Jobs are tailor-made and can be easy at times via repetition. Can make lots of money by trading your time for money. Con: Non ownership. Cannot pass it on to next of kin(non will-able). You don’t choose your co-workers. You trade time for money. Businesses large or small can be rewarding but may require some hard work. Pro: Ownership. You choose your hours and partners/employees. Con: May require money to start. Work may be tedious, and earnings may come at a later date.
Business owners can work the non-traditional mom and pop model and opt for online businesses as in an affliate marketing model. This requires lower overhead and earn residual income on the fly. You don’t trade your time for money as in traditional businesses and employment.
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Social Media/Own website
Social media is a great source for entertainment, sharing, and staying in touch. There are some negatives to being on social media. Some of the negatives are being jealous of others, backlashing, and exploiting others, just to name a few. The good news is, there are now rules that have to be adhered to, or your posts or your presence may be gone for good. Social media can be a great tool if used properly. Pro: Free of cost. Share. Connect. Post. Stay within the guidelines, and your account will stay in good standings. Con: Too many ads. Limit characters per posts. Risk of being hacked. Having your own websites or pages will put you in a class from the others. Your site is tailor-made to state who you are and what you are all about. Some websites may be free but will have restrictions on them. The paid sites you own can be configured to your own needs and likenesses. Pro: Ownership. Pay for services to keep your site safe from hackers. You are in control of how you manage or post on your pages. Can be an income generator. Con: Pay for the upkeep.
I found out who I really am and really want. The perks. I love the attention. I love to hear this, “Sir, you don’t stand here in line, come right in. you are the owner, or you are a member or an associate. You get the special treatment.” I live for these moments. I expect greatness and acknowledgment everywhere I go. So should you no matter what capacity you are in.
To get the perks, you will need to change your mindsets. Think rich, not mediocre. A lot of folks put a weight on their shoulders, thinking that they will not make it rich in life due to their class, race, or upbringing. If these issues arise, break out of them. To be financially wise, it requires how you think and act. I think ownership, since it is responsibility taken to the next level. If you own it, you will care more about it.
I may not be rich, well not yet, but why wait. As the saying goes, “Luck comes to those whose minds are prepared.”… a simple practice for those who wish the best from life each day…. Just think richly.
To your success.
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